Pan Card kaise Banwayen - Complete Guide 2025? What is PAN card and how it works?

 What is a PAN card?

 'PAN', Personal Identification Number, for paying taxes, opening a bank account, doing business, etc. using for. It contains information about the PAN number and the identity of the cardholder. The PAN card contains the individual's tax and investment information. That's why it's important to know your PAN number. Know all the important information about this card. Who can apply for PAN card? Anyone, child, student can apply for PAN card online. PAN card is not only given to individuals, companies and cooperatives can also get PAN cards, organizations must have a PAN number for tax purposes. 

 How can I apply for a PAN card? 

 PAN Card Online Application Process (Pan Card Online Application) How to Register Offline PAN Card and PAN Card - Visit NSDL and UTIITSL website for PAN Card application New Option in PAN Click on Section Form 49A Indians Fill in your information in the form that can be filled by , NRE/NRI and OCI (National Citizens of Indian Origin). 

The applicant must pay Section after Submission of Section form to initiate the process. This verification will be done by NSDL and then the PAN card will be sent to the address on the form within 15 days. Offline PAN Card Application Process (Offline Application PAN Card) How to make Offline PAN Card Application and PAN Registration - Download PAN CARD 4 from NSDL or Utilise website or get this form from Utilise representative Fill and add form text required information (ID, address and photo) Submit Form to NSDL with processing fee. 

The PAN card will be sent to the address specified on Form PAN Form within 15 days. You can apply for a PAN card by completing Form 49A or Form 49AA. Indian nationals or companies must complete Form 49A and foreign nationals must complete Form 49AA. Children and students can apply for a PAN card by completing Form 49A. Both of these documents are available online and offline. Two forms are required to be filled with the following information - Evaluation Officer Code (AO Code), Name, Address, Date of Birth, Mobile Number and Email ID, Aadhaar Number etc. 

 The applicant must then sign the form and submit it to the TIN-NSDL office along with copies of the documents. Documents required for PAN card In order to obtain a PAN card, an online/offline application form (Form 49A or Form 49AA) must be submitted along with the documents to complete the verification process. The required information depends on the applicant. Below is a list of these documents - 1. Personal ID ID can be one of the following: State ID - Aadhaar Card, DL, Voter ID and other Gun Permit Retirement Card Applicant photo 444 from central government, state government Center government health plan card or Veteran health card photo Original bank certificate issued by the bank branch of the central bank and certified by the issuing agency. This proof must include the applicant's photo ID and proof of address with bank account number .

Which can be any of these documents: Electricity, landline or broadband connection bill

•  postpaid mobile phone bill
•  water bill
•  LPG or Piped Gas Connection Bill or Gas Connection Book
•  bank passbook
•  post office account passbook
•  Passport
•  voter ID card
•  driving license
•  property registration document
•  Domicile Certificate issued by Government of India
•  Aadhar card

 Original Certificate from the Institute/Company provided that the Institute/Company is a reputed Public or Private Corporation

 Birth certificate,

 Which can be any of these documents: Birth certificate which is issued by the municipality or any authorized authority

•  matriculation certificate
•  pension payment order
•  Passport
•  Marriage certificate issued by Registrar of Marriage
•  driving license
•  Domicile Certificate issued by the Government of India

 Affidavit made before a Magistrate stating the date of birth of the applicant

 ,  Documents for Hindu Undivided Family (HUF)

 An affidavit issued by the karta of the HUF containing the name, address and father's name of each coparcener as on the date on which the application is made

 Identity proof, address proof and date of birth certificate in case of amalgamation of HUF

 3. For Register Company in India

 Copy of the Registration Certificate issued by the Registrar of Companies

 4. For Firms and Partnership Companies incorporated or registered in India

 Copy of Registration Certificate issued by the Registrar of Limited Liability Partnership or Firms

 Copy of partnership deed

 5. For a trust formed or registered in India

 Copy of the registration number certificate issued by the Charity Commissioner or copy of the trust deed

 6. For association of persons

 Copy of Registration Number Certificate / Certificate from the Registrar of Co-operative Societies or Charity Commissioner or other competent authority or any document issued by the Central / State Government containing the identity and address of the applicant

 7. For those who are not Indian citizens

 identity proof

 Can be any one of the following: Copy of passport

 Copy of PIO card issued by Government of India

 Copy of OCI card issued by Government of India

 Copy of other national or citizenship identification number or Indian Embassy, High Commission or where

 TIN issued by the applicant is based

 Copy of the bank statement of the country of residence

 NRI Bank Account Passbook in India

 Copy of Resident Certificate or Residential Permit

 Copy of Registration Certificate issued by FRO

 Copy of visa and appointment letter received from any Indian company

 How to apply for duplicate PAN card if original PAN card is lost?

 If you have lost your original PAN card then you can apply for duplicate PAN card both online and offline.  Both TIN-NSDL and Itself allow online application and payment for duplicate PAN card.  Its procedure is as follows:

 Visit the website of TIN-NSDL and Itself and apply for duplicate PAN card

 Fill Indian Citizen Form 49A and Foreigner Form 49AA

 Pay online or by Demand Draft

 Take a print out of this form and submit it to Income Tax PAN Service Unit, NSDL e-Governance, Infrastructure Limited, 5th Floor, Mantri Sterling, Plot No. 341, Survey No. 997/8, Model Colony, Near Deep Bungalow Chowk, Pune – 411  016

 You will get pan card in 45 days

Types of PAN Card

 Since PAN card is available for individuals and companies, there are different forms for applying for a PAN card. Following are the details of PAN card and its application form:

 pan card for individuals

 This is the most common PAN card issued to individuals. Application for this can be made through Form 49 available online on the website of NSDL and UTIITSL. Any eligible Indian individual, student and minor can apply for it.

 NRIs and PIOs can avail PAN card for the purpose of taxation in India. They also have to submit Form 49A to avail this card.

 PAN Card for Foreign Entities Paying Tax in India

 Firms or corporates that are registered outside India but pay tax in India by virtue of their business operations in India can also avail PAN card. They need to fill and submit Form 49AA for the PAN card application process.

 PAN Card for OCI and NRE

 Overseas Citizen of India and Non Resident Entities can also apply for PAN Card. The relevant form that needs to be filled by them while applying for PAN card is Form 49AA.

 pan card for indian companies

 Corporate companies registered and operating in India can also apply for a PAN card for their financial and tax-related transactions.

 PAN Card Structure – PAN Card Information

 The PAN card contains very basic information that qualifies for proof of identity and age under KYC (Know Your Customer) norms. PAN card contains the following information:

 Cardholder Name: The most important information is the name of the cardholder. In the case of an individual it shall be the name of the individual, in the case of a company it shall be the name of the company and in the case of a partnership firm it shall be the name of

 

Cardholder's father's name: If the PAN card is of an individual then his/her father's name will be there in the PAN card

 Date of Birth: In case of PAN card of an individual, the date of birth of the cardholder is mentioned below the father's name. This information qualifies as proof of date of birth for the cardholder. In case of companies and partnership firms, the date of their registration is mentioned

 

PAN Card Number: The next and most important information is the Permanent Account Number or PAN Number. Each person/company has a different PAN number and contains different information. This number is generated on the basis of information provided by the cardholder. It is a 10 letter alphanumeric number and each letter carries some information. These characters contain the following information:

 First three letters: The first three letters are alphabetic and range from A to Z.

 Fourth character: The fourth character of the PAN number tells the category of the taxpayer. These categories are as follows:

 A – Association of Persons

 B – Body of the person

 C – Company

 F – Firm

 G – Government

 H

PAN Card in India: Complete Guide

What is PAN Card?

PAN (Permanent Account Number) is a unique 10-character alphanumeric identifier issued by the Income Tax Department of India. Each individual or entity has a different PAN number based on the information provided by the applicant.

Structure of PAN Number

The PAN number is a 10-character alphanumeric code, structured as follows:

• First three letters: Alphabetic characters from A to Z.
• Fourth character: Represents the category of taxpayer:
  • A – Association of Persons
  • B – Body of Individuals
  • C – Company
  • F – Firm
  • G – Government
  • H – Hindu Undivided Family
  • L – Local Authority
  • J – Artificial Judicial Person
  • P – Individual (Personal)
  • T – Trust (Association of Persons for Trust)
• Fifth character: First letter of the individual's surname.
• Last five characters: Four numeric digits followed by one alphabetic check character.

Other Information on PAN Card

• Signature: PAN card serves as a proof of signature for financial transactions.
• Photograph: A photograph of the cardholder is present for individuals, acting as photo ID. Companies or firms do not have photographs.

Benefits of PAN Card

• Filing Taxes: PAN is mandatory for filing income tax. Without PAN, taxes are levied at 30% irrespective of income slab.
• Business Registration: Required for registering companies, partnership firms, HUFs, and other entities.
• Financial Transactions: PAN is needed for:
  • Buying/selling property over Rs. 5 lakh
  • Purchasing vehicles (except two-wheelers)
  • Bank deposits exceeding Rs. 50,000
  • Buying bonds, mutual funds, insurance policies, or shares over Rs. 50,000
  • Travel abroad exceeding Rs. 50,000
• Utility Connections: PAN is often required for post-paid mobile, LPG, electricity, and internet connections.
• Opening Bank Accounts: PAN is mandatory for KYC while opening bank accounts.

PAN Card Tracking / Inquiry / Status

After applying online, PAN card status can be tracked on the official NSDL or UTIITSL websites. It shows whether the card is issued, under process, or pending.

Update / Correction in PAN Card

Existing PAN card holders can update details without changing the PAN number. Submit the PAN Card Update/Correction Form to the concerned authority for corrections.

Duplicate PAN Card

In case of loss, a duplicate PAN card can be requested by submitting the form along with the applicable fee.

Importance of Having a PAN Card

• Financial transactions above Rs. 50,000 cannot be performed without PAN.
• Mandatory for property or land transactions.
• Required for paying taxes.
• Credit card or loan applications may be rejected without PAN.

Frequently Asked Questions (PAN Card FAQs)

1. How can I apply for PAN Card?

You can apply both online and offline via NSDL or UTIITSL websites, or at a PAN center.

2. Where can I get the PAN application form?

Download Form 49A (Indian citizens) or Form 49AA (foreign citizens) from NSDL website, or collect it from a PAN center.

3. Is there any fee for PAN application?

Yes, Rs. 107 for residents of India and Rs. 1017 for people living outside India.

4. How long does it take to get a PAN card?

Typically 45 days from application to delivery. May take longer in some cases.

5. Can minors apply for PAN card?

Yes, minors can apply and benefit from PAN card facilities.

6. How to change photo on PAN Card?

Submit the PAN Card Correction form for updating the photograph.

7. Is father's name mandatory for female applicants?

Yes, female applicants must mention their father’s name in the PAN application form, irrespective of marital status.

8. Who can apply for a minor, mentally challenged, or ward of the court?

A prescribed representative can apply on behalf of such applicants as per Section 160 of the Income Tax Act, 1961.

9. Why should a foreigner have a PAN card?

Foreigners conducting business or purchasing high-value property in India need PAN for tax compliance.

10. Fee for PAN correction or change?

Applicants in India: Rs. 107, Outside India: Rs. 1017.